Al Khidmat Foundation HBL Personal Loan Scheme

 

Courtesy of Al-Khidmat Foundation:

The Services Corporation Loan Program was launched with the aim of providing interest-free loans to the poor and needy. In this way, they can get help to start a small business, earn an income and improve their standard of living. The Mawakhat Service Program is a major step taken by the government to improve the lives of those whose needs are met.

It is hoped that this customized program will prove beneficial to the financially unstable people, who are looking for opportunities to earn a decent income. The program is largely based on Islamic terms and conditions and the principle of Qard Hasan, which provides interest-free loans to hardworking people. Every individual deserves to earn a living and has the necessary skills to earn and support his family. They are offering loan amounts ranging from PKR 20,000 to PKR 50,000. Let’s discuss the eligibility criteria, application process, objectives, and the list of cities eligible for Services Corporation loans.

Own Business – Premium Murabaha Financing

We offer financing facility based on Murabaha Islamic style of finance to small and medium entrepreneurs to help them meet their business and financial needs. By availing this financing facility, retailers, medium-sized firms, and school owners can expand their existing business by purchasing raw materials and essential business equipment.

Salient Features:

Financing amount from PKR 350,001 to 1,000,000/-
Financing period 06 – 24 months
Financing will be paid in monthly installments.
Hassle-free financing processing
Supplementary credit Family Takaful facility
Financing facility on preferential basis for women
Financing against collateral of gold bullion, gold ornaments, gold biscuits, jewellery etc. as per bank policy.

Minimum Required Documents

Valid CNIC
Passport size photograph
Copy of applicant’s utility bill

Apna Karobaar UBank Loan Pakistan

UBank Loan provides individual loan facilities to micro-entrepreneurs to meet their working capital needs or purchase assets to expand their business and income, against personal guarantees.

Main features:

Loan facility up to Rs.350,000*
Loan tenure from 6 to 24 months
Free loan insurance in case of death/permanent disability
Loan facility on individual guarantee
Repayment of the loan in equal monthly installments

Objectives | Loan Scheme

To provide interest-free microfinance services to poor families so that they can become self-reliant.
To promote interest-free loans (Qarz Hasana) as a viable model and broad-based solution for poverty alleviation.
To provide social mentoring, capacity building, and entrepreneurship training.
To transform beneficiaries of Al-Khidmat Muawiyah Program into future donors.
To institutionalize the spirit of brotherhood.
To contribute to the establishment of a socially responsible community through awareness, enrollment, and training.

Eligibility models for the Al-Khidmat Establishment Credit Program:

The following reports are required for eligibility for Al-Khidmat Establishment Advance Program:

The candidate must fill out a structure.
The candidate must have sufficient CNIC.
Copy of father’s CNIC.
Sufficient household duplicate.
Ability and knowledge to handle a private project.
Age should be between 18 and 62 years.
Four valid visa size photographs of the candidate.

How to Apply for Advance Loan Scheme

You ought to visit their office to apply for a credit and finish up a required application structure. The advance will be paid to you subsequent to looking into your application in something like multi week of the accommodation of the structure.

You can call their head office phone number to get the address of the nearest office in your city: +92-304-111-4222
Or visit the contact us page on their official website so that you can reach them and discuss further regarding Al-Khidmat Foundation loan. Here is the link to their contact page:
Select your province and click on it to get the details of the nearest office in your city.

List of eligible cities:

Karachi
Lahore
Wazirabad
Faisalabad
Multan
Bhawalpur
Gujrat
Islamabad
Rawalpind
Kashmore
Hyderabad
Badin
Nawabshah
Mirpurkhas
Sukkur
Larkana
Sanghar
Tando Muhammad Khan
Mirpur AJK
harparkar
Khairpur
Ghotki
Naushero Feroze
Thatta
Haripur
Charsada
Malakand
Battagram
Peshawar
Bunir
Dir Lower
Gilgit.

Al-Khidmat Foundation Head Office Information:

Address: Alkhidmat Complex, 3km Khayaban-e-Jinnah, Lahore, Punjab, Pakistan
Phone: +92-304-111-4222

Help Line: 0800 44 44 8
Email: info@alkhidmat.org

 

عورت کی پہچان کا آسان ذریعہ

لوگوں سے نہیں جیا جا سکتا ایک وہ عورت جو حیادار نہ ہو اور ایک وہ مرد جو وفادار نہ ہو جب بے وفائی ثابت ہو جائے تو یہ انتظار خود بخود ختم ہو جا تا ہے عورت کو ایک لمحے کے لیے بھی محبت کا احساس ملے تو وہ ایک لمحے میں قید ہو جاتی ہے۔

عورت ملکیت نہیں محبت کے حصار میں جینا چاہتی ہےلاحاصل کی تمنا ایسے ہی ہے جیسے کوئی بچہ تھی پکڑنے کی کو شش میں گھر سے بہت دور نکل جاتا ہے پھر نہ تتلی ہاتھ آتی ہے اور نہ واپسی کا راستہ عورت کو اگر وقت محبت اور عزت دی جائے تو وہ جان دے سکتی ہیں مگر کبھی بے وفایی یا دھوکا نہیں دے سکتی سچی محبت ہی تو مشکل وقت میں ساتھ دیتی ہے ہاتھ وہی چھوڑتے ہیں جو نبھانے کے قابل نہیں ہوتےخوشی کے کچھ پل چرا لینے کا نام زند گی ہے پہلے لوگ آپ کا متبادل ڈھونڈیں گے پھر آپ کے متبادل کا متبادل اور قصور وار بھی آپ ہی ٹھہریں گے

محبت کی کمی جوانی پر بڑھاپے کی مہر کا دیتی ہےاعتبار روح کی طرح ہو تا ہے ایک دفعہ چلا جائے تو واپس نہیں آتا لوگوں کو حق بات بھی وہ پند ہے جو ان کے حق میں ہوںوقت اور سمجھ ایک ساتھ خوش قسمت لوگوں کو ہی ملتی ہے کیونکہ اکثر وقت پر مجھ نہیں ہوتی اورسمجھانے تک وقت نہیں رہتاعورت کو متاثر کر نا بہت آسان ہے وہ غیر مرد سے ملنے والی ذرای محبت عزت اور احساس سے ہی اس کے عشق میں مبتلا ہو جاتی ہےہمبستری کے وقت اگر عورت خاموشی سے نیچے لیٹی رہے تو سمجھ جاؤ کہ وہ اس عمل سے ناخوش ہے اور لطف اندوز بھی ہو رہی ہے