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HDFC Bank Limited (NYSE:HDB) Q3 2025 Earnings Conference Call January 22, 2025 7:30 AM ET
Company Participants
Srinivasan Vaidyanathan – Chief Financial Officer
Sashidhar Jagdishan – Managing Director and Chief Executive Officer
Conference Call Participants
Mahrukh Adajania – Nuvama Research
Chintan Joshi – Autonomous Research
Kunal Shah – Citigroup Inc.
Suresh Ganapathy – Macquarie Group Limited
Pranav Gundlapalle – Sanford C. Bernstein & Co., LLC
Rikin Shah – IIFL Capital Services Limited
Nitin Aggarwal – Motilal Oswal Financial Services
Ravi Purohit – SiMPL
Param Subramanian – Nomura Holdings, Inc.
Saurabh Kumar – JPMorgan Chase & Co.
Abhishek Murarka – HSBC Securities & Capital Markets
Prakhar Sharma – Jefferies Group LLC
Rahul Jain – Goldman Sachs
Operator
Ladies and gentlemen, good day and welcome to HDFC Bank Limited Q3 FY 2025 Earnings Conference Call. As a reminder, all participant lines will be in the listen-only mode and there will be an opportunity for you to ask questions after the presentation concludes. [Operator Instructions] Please note that this conference is being recorded.
I’ll now hand the conference over to Mr. Srinivasan Vaidyanathan, Chief Financial Officer, HDFC Bank. Thank you and over to Mr. Vaidyanathan.
Srinivasan Vaidyanathan
Okay. Thank you, Nirav. Good evening to all. Thanks for participating and coming in today. I will kick it off, I will request our CEO Mr. Sashi Jagdishan to get started and give some opening remarks, then we will go straight to any questions that you all have, we can go into that. Sashi, over to you, please.
Sashidhar Jagdishan
Thank you, Srini, and thank you all for joining on this call on a Wednesday evening. We just declared our results and, obviously, as you probably know much better than all of us put together. We are in the midst of a very challenging macro environment with tight liquidity conditions, signs of moderating
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